BharatPe
BharatPe is a payments app that allows merchants to accept payments from any UPI app - PhonePe, PayTM, GooglePe, BHIM, and 150+ others with your BharatPe QR. BharatPe offers on-demand settlement (settle money to your bank account anytime) and day-end auto settlement. Accepting UPI payments with BharatPe is absolutely FREE! There is no setup or transaction or any other hidden charges!
Your BharatPe QR has been enabled to accept payments from select Rupay Credit Cards.
From the BharatPe app, you can order BharatSwipe card machines to accept all debit and credit cards. This comes with multiple features like a free trial period, monthly rental offer, instant payment settlement, and receipt printing for card and QR transactions.
You can invest your collections to earn up to 12% interest per annum.
Get loans to grow your business
BharatPe provides loans at a very low-interest rate and without any paperwork. It is a 100% online application process, without any security or guarantee. You can repay the loan amount through Easy Daily Installment (EDI).
Repayment Terms:
Repay in Easy Daily Installments (EDI).
Loan Tenure: 2 months (minimum) to 15 months (maximum)
Interest Rate - Annual Percentage Rate (APR):
Ranges from 21% - 30%. APR is communicated on the BharatPe App while taking a loan.
Amount: Rs. 5100 to Rs. 10,00,000
Processing fees: 0% to 2%
An example:
Loan Amount: Rs. 1,00,000
Tenure: 6 months
Interest Rate (APR): 24% per year
Repayment Amount: Rs. 1,12,000
Total Interest Payable: Rs. 100,000 x 24%/12*6 (6 months) = Rs. 12,000
Processing Fees (incl. GST): Rs. 2,000
Disbursed Amount: Rs. 100,000 (Loan Amount) - Rs. 2,000 (Processing Fees) = Rs. 98,000
Total Amount Payable: Rs. 1,12,000 (EDI of 722)
Total Cost of the Loan: Interest Amount + Processing Fees = Rs. 12,000 + Rs. 2,000 = Rs. 14,000
NBFC partners:
Loans are given in partnership with RBI approved NBFCs - Hindon mercantile limited, LendenClub (Innofin Solutions Private Limited), Arthmate(Mamta Projects Private Limited), Liquiloans (NDX P2P Private Limited) and ABFL ( Aditya Birla Finance Limited). NBFC sanction letter is shown on the app and shared as a notification.
Earn up to 12%
You can earn up to 12% interest on your BharatPe account balance. Your interest is credited to your BharatPe account daily. You can add money or request withdrawal anytime. Your money is invested with RBI-approved NBFC partners.
BharatPe Card
BharatPe Card is a unique two-in-one card that allows a user to enjoy the benefits of both debit and credit in one card. It is FREE of cost and you will get up to 1% cashback. You can also get credit of up to Rs. 1 lakh at 0% for 30 days.
Pay bills and buy insurance
You can pay your utility bills like phone bills, electricity bills, DTH, etc. and get Rs.100 off on every bill payment. We also provide shop, covid, health, life, and hospicash insurance.
India's first merchant loyalty club
BharatPe Club is India's first merchant loyalty club. You can earn benefits worth Rs. 20,000 such as free cricket merchandise, zero loan processing fees, Rs.1,000 off on BharatSwipe, and Rs. 500 in a BharatPe card.
Permissions
As per the National Payments Corporation of India (NPCI) regulations, it is mandatory to enable SIM binding (Send and Receive SMS) from the user's device to authenticate and authorize UPI payments. We will also need to take permissions like Location and Contacts to build your credit profile to extend loan offers. You can check the privacy policy at - https://bharatpe.com/privacy-policy
Please note that BharatPe is the brand name of the application launched by Resilient Innovations Private Limited. BharatPe is our developer name.
Contact Information:
+918882555444
[email protected]
www.bharatpe.com
Head Office:
Resilient Innovations Private Limited (BharatPe)
Building No. 8 Tower C, 7th Floor, DLF Cybercity,
Gurgaon-122002 Haryana, India
