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About Emma: Budget Planner Tracker

Meet Emma, your financial super app

Features

● All your accounts in one place
● Find and track your subscriptions
● Set budgets
● Weekly reports
● Analyse your spending & expenses
● Daily balance notifications
● Overdraft alerts
● Pay friends
● NEW! Transfer money between your accounts
● NEW! Invest in US stocks

EMMA INVEST - NEW!

For the first time in Emma, you can now buy and sell US stocks, commission-free.

Track stocks you like with the Lists feature, buy and sell fractional shares, keep up-to-date with the latest stock news and use Collections to find new stocks under categories like female CEO’s, biggest gainers/losers or 2021 IPO’s.

Capital at risk. Other charges apply.

BANK LEVEL SECURITY

Worried about sharing your data? We hear you.


● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored.
● Emma uses biometric security authentication for an added level of protection.
● Regulated by the Financial Conduct Authority (FCA).

MORE FEATURES? GO PLUS, PRO OR ULTIMATE

We have 3 subscription upgrades available in Emma to power charge your finances. Here’s what is available in each subscription upgrade:

Emma Plus

True Balance - preemptively see the balance of your bank account after your subscriptions are removed
Fraud Detection - find out whether your personal details have been part of a known data breach
Bill Reminders - get reminded about your upcoming bills
Bank Transfers - transfer money between your account connected in Emma
Cashback - get cashback from your favourite brands
Turbo Updates - increase the frequency of Emma’s automated syncs with your bank account
Plus Icon

Emma Pro

All the features in Emma Plus
Custom categories - customise your budget categories
Rename transactions - for easier reference
Export data - to understand your finances on excel
Create Offline Accounts - manage any accounts you can’t link to Emma
Create Smart Rules - to automate your Offline Accounts
Split your transactions - into multiple categories for more flexibility
Pro Icon

Emma Ultimate

All the features in Emma Plus & Emma Pro
Business Accounts - connect your business accounts in Emma so you can supercharge your business finances
Spaces - group together different accounts to see separated analytics and budgets
Unlimited Bank Transfers - transfers as much money as many times as you like between your accounts connected in Emma

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If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at £4.99 GBP/month with 1-month and 12-month packages available. Prices are in UK sterling, may vary in countries other than the UK and are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free.

Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952

Emma Technologies LTD is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 775330).

Data Protection Registration Number: ZA241546.
Company Registration Number: 10578464.

Terms and Conditions: https://emma-app.com/terms
Privacy Policy: https://emma-app.com/privacy

Additional Information
Version
4.6.2 (119.2 MB)
Updated
Apr 22, 2023
Age
4+ Years
First Released
Dec 15, 2017
Category
App Store ID
Available on
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